Are you prepared for death or disaster?In 2014, according to CDC, 2,626,418 people died from all causes. This represents just nearly 1% of our population. Roughly 10% of those deaths occurred suddenly and without warning.Each year, approximately 795,000 people suffer a stroke. Of these one third are permanently disabled.Thousands of others suddenly become dependent on others to take care of your financial and personal affairs.Imagine waking up in the middle of the night only to find your house on fire. Besides the kids, what would you grab? Hundreds of thoughts cross your mind as you watch your house burn. What would your spouse or loved ones do?A few hours of preparation can eliminate many hours of despair, stress and uncertainty. Our hope is this book can set the minds of your family at ease in event of a critical moment.