Find out how the Fitzpatrick family began in this exciting prequel novella to the Cotillion Ball saga. Charlotte Ashcroft knows her family would never approve of her attending a women's rights speech in New York City alone. So when a busybody from back home confronts Charlotte, she grabs the man in a jaunty blue hat nearby and introduces him as her escort. George Fitzpatrick had boarded the new omnibus intent on nothing more than a ride from one point to another. Until that gorgeous young blonde suddenly claimed he was her chaperone. What's an up-and-coming young banker to do but help a lady out? Charlotte knows exactly what she wants, but can she convince a man who is her opposite that he can't live without her? Sensuality Level: Sensual