Her horseboarding business may have gone belly up, but Amy Olsen isn't a quitter. Even when handsome exrodeo rider Matt Cartwright shows up with three mares in tow, claiming he's owed a lot of money. Then he makes her an offer she can’t refuse...Matt came to Amy's Idaho farm to collect on a debt and be on his way. But his horsebreeding plans are taking a backseat to helping out the widow and her two young daughters. Matt's never been able to resist a woman in distress, especially one who's suddenly making him yearn for hearth and home.All he came with was a promise and a dream. And when he starts falling for the trio of spirited females, darn if this roving cowboy doesn't plan to make good on both!