Welcome to this special 12th edition of The Money Doctor - now firmly established as Ireland's most comprehensive finance guide. Helpful at every stage of your journey through life - whether you need advice on taxes, pensions, investments, mortgages, debt or your redundancy rights - The Money Doctor 2017 provides a simple and easy-to-understand guide to finances in Ireland, including how Budget 2017 changes will affect you. The area of most concern to Irish people is the increasing and ongoing problem of mortgage debt and arrears and how to maximise the returns on investment. The Money Doctor 2017 is fully up to date on changes to the Personal Insolvency Act legislation and the Mortgage Arrears Resolution Process (MARP) together with the dos and don'ts of bankruptcy. Now, more than at any previous time, it is of paramount importance to seek independent advice from a qualified financial adviser before considering any type of financial commitment. This book and the Money Doctor advisory services will go a long way in the quest to better manage, safeguard, preserve and grow your money. 'Explains complex financial issues in a readily understandable way.' Pat Kenny, Newstalk FM and UTV Ireland 'A terrific book that you can dip in and out of - and written in a very user-friendly way.' Gay Byrne, broadcaster 'If in your financial life you value prevention rather than cure, then The Money Doctor Finance Annual is essential reading.' Brendan O'Carroll, writer of BAFTA award-winning show Mrs Brown's Boys 'This is strong financial medicine from the Money Doctor and is a must read that I regularly refer to.' Jim Power, economist