A love story with missing persons. Love, money, marriage and pseudocide on the north-east coast of England. Childhood sweethearts, Bryan and Laura Deane have been seemingly happily married for just over fifteen years. Their friends and family believe that if the Deanes are happy, there is such a thing as true love. Only the Deanes aren't happy. The tides of debt are rising, and the only remaining road to salvation is a life insurance pay off. But neither of them have any plans of making the ultimate sacrifice to get their hands on it. So when Bryan Deane goes missing at sea -- presumed dead -- it looks as though the Deanes might just pull off the scam. But there are two factors that Laura does not count on; Martha, their fourteen year old daughter who refuses to believe she will never see her father again, and Anna Faust, childhood friend and now a Detective Sergeant -- yet another woman who is unable to accept the idea of spending the rest of her life without Bryan.