Introduction: Bad Luck Changes Everything -- Buffeted By The Winds Of Fortune -- The Denial Of Luck -- Born On Third Base : Or Out On The Street? -- It's Better To Be Lucky Than Smart -- Education Is The Engine Of Opportunity -- Insurance As Product -- Insurance As Metaphor -- The Social Mortgage -- From Insurance Theory To Political Reality -- Healthcare And Medicare For All. Edward D. Kleinbard. Includes Bibliographical References And Index. Electronic Reproduction. Ann Arbor, Mi Available Via World Wide Web.