Author Description

Al Jones had to hit rock bottom before he recognized the financial hole he had dug for himself. He had weakened his financial foundation with a series of poor decisions, and a criminal case of identity theft had struck the finishing blow. It would take a lot of work to repair his credit. Luckily, Jones was up for the challenge! He now wants to share his insightful journey with you. As of 08/31/2020, his credit score has increased to the perfect rating of 850. In this simple financial guide, Jones covers the importance of routine and structured expectations on your own financial journey, the key to recognizing new opportunities to improve your life, the best ways to manage your time, the harmful financial effects of high-risk activities, the need to separate your emotions from your decision-making abilities, the skills you can use to manage your financial anxiety, and the resources at your disposal to help you take control of your finances. At the end of each chapter, Jones includes a space to reflect on what you've learned. Pointed questions help you identify both healthy and harmful financial habits. Once you've gained financial freedom, Jones urges you to pay it forward and help others begin the same journey.