The first chapter of any book on financial management will explain that financial decisions should maximise the wealth of capital employees (owners and lenders) and the value of the firm. This can be done through planning, making decisions, and managing money. The way a company finances and does business is affected by funding decisions. It means deciding when, where, and how to get money to put into the business. The risks and benefits of each source of money vary. So, it is important to know how much money to get and from whom.