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Cover -- Remaking Retirement: Debt In An Aging Economy -- Copyright -- Preface -- Contents -- List Of Figures -- List Of Tables -- Notes On Contributors -- Chapter 1: Introduction: Debt In An Aging Economy -- Age Ranges -- Vulnerability Measures -- Datasets Used -- Types Of Debt -- Other Countries -- Debt Developments In An Aging Economy -- Retirement, Debt, And Financial Vulnerability At Older Ages -- Policy Perspectives On Debt At Older Ages -- Conclusions -- References -- Part I: Debt Developments In An Aging Economy Chapter 2: Debt Close To Retirement And Its Implications For Retirement Well-being -- The National Financial Capability Study (nfcs) Sample -- Assessing Near-retirees' Borrowing Behaviors -- Debt By Socio-demographic Characteristics -- Are Types Of Debt Held At Older Ages Correlated? -- Multivariate Analysis Of Debt Close To Retirement -- Inside The Black Box Of Debt At Older Ages -- Low Financial Literacy -- Lack Of Information -- Behavioral Biases -- Conclusion -- Acknowledgments -- Notes -- References -- Chapter 3: The Graying Of American Debt -- Measurement And Empirical Findings Rising Per Capita Us Consumer Debt From 2003 To 2017 And Its Components -- The Path From The Early 2000s To Today: Underwriting Changes And Origination Ages -- Delinquency And Payment Burden: How Do Retirement Ageborrowers Weather Their Greater Financial Obligations? -- Heterogeneity In Debt Changes By Socioeconomic Status -- Heterogeneity In Delinquency Trends By Socioeconomic Status -- Conclusion -- Acknowledgements -- Notes -- References -- Chapter 4: The Risk Of Financial Hardship In Retirement: A Cohort Analysis -- Past Research On Economic Security In Retirement -- Data And Methods Measures Of Economic Insecurity -- Factors Potentially Predicting Economic Security -- Estimation And Simulation -- Results -- The Changing Indebtedness Of Households -- Changing Demographics -- Career Lengths -- Uncertainty About Asset Returns -- Conclusion -- Acknowledgements -- Notes -- References -- Part Ii: Retirement, Debt, And Financial Fragility At Older Ages -- Chapter 5: Financial Distress Among The Elderly: Bankruptcy Reform And The Financial Crisis -- Bankruptcy Filings And Foreclosure Starts By The Elderly: New Evidence -- Legal Background And Hypotheses Edited By Olivia S. Mitchell And Annamaria Lusardi. Chapter 7: Paying It Back: Real-world Debt Service Trends And Implications For Retirement Planning. Includes Bibliographical References And Index. Electronic Reproduction. Oxford Available Via World Wide Web.