Author Description

o maintain and develop Hong Kong as an international and financial center and to support the market needs, the HKMA develops and strengthens a safe and efficient financial infrastructure in Hong Kong. HKMA has developed a platform to facilitate the real-time transactions (real -time gross settlement -RTGS) that cover channels as banking equity and debt. To address the public and market need for more efficient payment system the HKMA launched a Faster Payment System (FPS) at September 2018.FPS is a unique real -time gross settlement (RTGS) platform that allow instant payments with the use of only mobile phone number, email address or QR code. In the coming future FPS will enhance payment convenience and efficiency both for the public and the corporations. It will also enhance the resilience of the RTGS system and eventual promote Hong Kong as an important international center.The purpose of our study paper is to discuss ways to improve the e-supply china of FPS in an extra competitive market which is rich in e-payments. We offer several creative ideas that will lead to convenience and efficiency of payment methods. As well as creative option to expand the platform use in the Hong Kong Market.