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Excerpt from Report of the Special Fire Insurance Committee of the Louisville Board of Trade, 1912 A tabulation of comparative charges for dwellings was prepared based on the schedule filed with the Insurance Department of Missouri and the schedules in use by the Kentucky Inspection Bureau and the Louisville Board of Fire Underwriters. This tabulation with pertinent comments was sent to every newspaper, every Commercial Club and to every member of the Kentucky Legislature soon to convene. Indignant protests arose on every hand and a strong sentiment for redress became manifest. Then followed the publication of the provisions of the proposed Rating law together with letters from public officials charged with the administration of similar laws in other states. Additional facts were given out showing that the Dean schedule was being applied in Kentucky outside of Louisville, on a basis that makes every rate exactly one-third higher than that charged for a precisely similar risk in Ohio, Indiana, Illinois, Missouri and Kansas. This information was mailed to thousands of business men with a request that the sentiment of their locality with reference to the proposed Rating law be made clear to the members of the Legislature without delay. The response to this appeal was remarkable. Editorial after editorial appeared in the press of Louisville and the State at large commending the general purpose and features of the Rating Law submitted to the people of Kentucky by the Special Fire Insurance Committee 'of the Louisville Board of Trade. Commercial Club after Commercial Club passed resolutions urging active support of the Bill by legislators. These resolutions were reinforced by personal letters and appeals from thousands of business men. A tidal wave of interest rolled up to the Capitol City which bore the Bill onward to final passage and enactment. Identical Bills were introduced in the two Houses of the Legislature on Jan. 11, 1912, and referred to th